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- Catalog||Electronics & computer||Office electronics||Calculators
- Product by : HP Calculators
- HP12CPLATANN
- PRDID882780469709
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- For high school students
- User friendly and easy to learn
- High resolution color screen (320 x 240 pixels) and high capacity rechargeable battery (20+ hours per charge)
- Languages: English, French, German, Spanish, Portuguese
- Includes an USB charging cable
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- SPEAKS YOUR LANGUAGE with keys clearly labeled in residential mortgage finance terms like Loan Amt, Int, Term, Pmt; this industry-standard calculator is super easy to use on all realty financing matters from finding a loan that works for your client to considering trust deeds investments, or finding remaining balances or balloon payments and more
- CONFIDENTLY AND EASILY SOLVE clients’ financial questions whether they’re buyers, sellers, investors or renters. Increase your perceived professionalism as a new agent, experienced broker or seasoned loan officer. Close more home sales and impress your clients with fast, accurate answers to all their real estate finance questions from PITI Payments to IRR, NPV and Cashflows.
- DEDICATED BUYER QUALIFYING KEYS let you enter client’s income, debt and expenses to pre-qualify them to only show properties they can afford. Include tax, insurance and mortgage insurance then compare loan options and payment solutions to give your client choices before they make an offer to buy
- FIGURE OUT THE RIGHT LOAN for your client at the press of a button for jumbo, conventional, FHA/VA, or even 80: 10: 10 or 80: 15: 5 combo loans; check to see if ARMs or bi-weekly loans, quarterly payments or if interest-only payments are the answer; giving your client more choices; easily perform “what if” loan or TVM calculations – find loan amount, term, interest or PITI or PI payments
- BECOME AN 'INVALUABLE' RESOURCE to your clients by reducing their confusion and uncertainty; ensuring they are able to make a purchase offer; knowing they can afford the down payment; and determining which is the right loan for them. Date-math for listings and contracts too. Comes with a protective slide cover, quick reference guide, pocket user's guide, long-life battery, 1-year
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- Prime Graphing Calculator
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- Large 12 Digit LCD Display
- 2.0 Lines Per Second 1 Color Printer - Black
- Manufactured with 25% Recycled Plastic
- Cost/Sell/Margin Keys
- Operates on 4 AA batteries (not included) or on the included AC adapter
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- Large keys are grouped and color coded by related functions
- Plastic keys are tamper proof
- ANYLITE solar power - Operates in low light
- Appropriate for math grades K-3
- Negative sign appears to the left of the number displayed
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