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- SPEAKS YOUR LANGUAGE with keys clearly labeled in residential mortgage finance terms like Loan Amt, Int, Term, Pmt; this industry-standard calculator is super easy to use on all realty financing matters from finding a loan that works for your client to considering trust deeds investments, or finding remaining balances or balloon payments and more
- CONFIDENTLY AND EASILY SOLVE clients’ financial questions whether they’re buyers, sellers, investors or renters. Increase your perceived professionalism as a new agent, experienced broker or seasoned loan officer. Close more home sales and impress your clients with fast, accurate answers to all their real estate finance questions from PITI Payments to IRR, NPV and Cashflows.
- DEDICATED BUYER QUALIFYING KEYS let you enter client’s income, debt and expenses to pre-qualify them to only show properties they can afford. Include tax, insurance and mortgage insurance then compare loan options and payment solutions to give your client choices before they make an offer to buy
- FIGURE OUT THE RIGHT LOAN for your client at the press of a button for jumbo, conventional, FHA/VA, or even 80: 10: 10 or 80: 15: 5 combo loans; check to see if ARMs or bi-weekly loans, quarterly payments or if interest-only payments are the answer; giving your client more choices; easily perform “what if” loan or TVM calculations – find loan amount, term, interest or PITI or PI payments
- BECOME AN 'INVALUABLE' RESOURCE to your clients by reducing their confusion and uncertainty; ensuring they are able to make a purchase offer; knowing they can afford the down payment; and determining which is the right loan for them. Date-math for listings and contracts too. Comes with a protective slide cover, quick reference guide, pocket user's guide, long-life battery, 1-year
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- Real and complex numbers calculated to 14-digit accuracy and displayed with 10 digits plus a 2-digit exponent. Graphs 10 rectangular functions, 6 parametric expressions, 6 polar expressions, and 3 recursively-defined sequences. Up to 10 graphing functions defined, saved, graphed, and analyzed at one time.
- Sequence graphing mode shows time series plot, cobweb/stair-step plot, and phase plots. User-defined list names. Lists store up to 999 elements. 14 interactive zoom features. Numeric evaluations given in table format for all graphing modes.
- Interactive analysis of function values, roots, maximums, minimums, integrals, and derivatives. 7 different graph styles for differentiating the look of each graph drawn. Horizontal and vertical split- screen options. Stores up to 10 - 50x50 matrices.
- Matrix operations including inverse, determinant, transpose, augment, reduced row echelon form, and elementary row operations. Convert matrices to lists and vice-versa. List-based one- and two-variable statistical analysis, including logistic, sinusoidal, median-median, linear, logarithmic, exponential, power, quadratic polynomial, cubic polynomial, and quartic polynomial regression models.
- 3 statistical plot definitions for scatter plots, xy-line plots, histograms, regular and modified box-and-whisker plots, and normal probability plots. Advanced statistics features including 9 hypothesis testing functions, 6 confidence interval functions, and one-way analysis of variance..Features: 200+ functions, multi-line display.
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- For high school students
- User friendly and easy to learn
- High resolution color screen (320 x 240 pixels) and high capacity rechargeable battery (20+ hours per charge)
- Languages: English, French, German, Spanish, Portuguese
- Includes an USB charging cable
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- IDEAL FOR: Full-time accountants and bookkeepers, especially those in supermarkets, casinos, and other high-demand industries that perform frequent calculations and require an audit trail to keep physical copies for their records. Capable of running 24/7 without failure, the Monroe 8130X is built to outlast and outperform competing calculators in its category (entry-level heavy-duty calculators)
- BUILT FOR SPEED & COMFORT: Cupped numeric keys and a light, comfortable keypad makes data entry simple, fast, and as error-free as possible. Save time and frustration with its familiar layout; adding machine controls on the right and calculator controls on the left make it easy to use the functions independently or together. A 5 line-per-second print speed ensures that the 8130X doesn't fall too far behind the user
- UNCOMPROMISING PERFORMANCE & FEATURES: Monroe has been in business since 1912. We didn’t get to where we are today by cutting corners. When you buy Monroe, you’re committing to the best-quality, bar-none. Productivity-oriented features such as percent change, markup, cost, sell, margin, grand total, rounding (truncate, 5/4 round off, round up), 2 tax keys and a 4-Key independent memory help make your day easier and more efficient than ever. Work smarter, not harder, with a Monroe calculator
- WHAT'S INCLUDED: One Monroe 8130X printing calculator, power cord, instruction manual, one calculator cover, one Monroe M33X ribbon cartridge, and one Monroe 20lb. bond starter paper roll
- EASY TO USE AND LIFETIME SUPPORT: Rest easy knowing Monroe has got your back. Every Monroe calculator comes with a built-in feature no other machine can offer: 100+ years of craftsmanship and experience. A detailed instruction manual and knowledgeable support base make this calculator easy to use and learn. We offer FREE lifetime phone support for all of our products and a limited warranty on all of our calculators. Those who know, choose Monroe
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- Large, 12-digit, fluorescent display; prints 3.7 LPS in 2 colors (black + / red -)
- Includes cost-sell-margin, quick tax Calculation, calendar/clock on display and profit margin
- Features grand total, decimal positions (add, 0, 2, 3, 4, 6, floating) and round-up/off/down
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- ADD color to math lessons with this set of 10 rainbow-approved elementary calculators!
- INCLUDES red, green, blue, orange, and purple—one for every school day!
- SOLVE addition, subtraction, multiplication, and division problems on the 8-digit display!
- DISCOVER advanced math calculations including square roots and percentages!
- WORKS on both solar and battery power!
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